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TD Canada Trust credit cards


TD Canada Trust offers a variety of credit card products to customers and prospective clients. There are financial products intended for students, frequent travelers, business owners, persons with bad credit history, and many more.

The TD First Class Travel Visa Infinite Card is a great choice for clients who prefer to redeem points for cruises, flights, hotel bookings, train travel, and even airport parking. Going with an annual fee of 120, interest rate of 21.5 percent on cash advances and 19.99 percent on purchases, this product is featured with many included benefits. Apart from dining and boutique hotel privileges, the card goes with Travel Medical Insurance, Trip Cancellation Insurance, Delayed and Lost Baggage Insurance, Trip Interruption Insurance, Common Carrier Travel Accident Insurance, and other insurance packages.

The Visa Student Card offered by TD Canada Trust comes handy when making practical daily purchases such as books, video rentals, food, etc. The interest rate on the basic TD Green Visa Card is 19.99 percent and the annual fee is set at zero. Thanks to the extended warranty and purchase security, card holders get automatic coverage. Another option for students and clients who prefer to earn rewards points is the TD Canada Trust Rebate Rewards Visa Card. This product goes with no annual fee, interest rate of 19.99 percent on purchases and slightly higher rate of 21.5 on cash advances. Card holders earn 0.5 percent cash rewards with the first annual purchases amounting to $3000. The cash reward goes up to 1 percent on purchases over this sum. Additional benefits include personal banking services, Balance Protection Insurance, Travel Medical Insurance, chip enabled technology, free authorized user cards, and Deluxe or Standard TD Auto Club.

TD Canada Trust features three credit card products that are intended for business clients: TD Business Travel Visa Card, TD Business Visa Card, and TD Venture Line of Credit Visa Card. The first financial product is advertised with an annual fee of $149, interest rate of 21.5 percent on cash advances and 19.75 percent on purchases, together with a minimum credit limit of $1000. Card holders earn 3 points for every $1 in purchases. The TD Business Visa Card is featured with the same interest rate on purchases and cash advances, an annual fee of $50, and a minimum credit limit of $1000. Business services that go with the card include 24/7 instant cash access and account access, pre-authorized payment service, easyWeb Internet Banking, and every branch banking. The TD Venture Line of Credit Visa Card goes with no annual fee, grace period of 0 days, and interest rate based on the TD Prime (TD Prime plus 2 to 15 percent). Beneficial features that come with this financial product are access to banking services, Power of Visa, chip enabled technology, additional cards, and Visa payWave Technology.

Clients with poor or no credit history, as well as new immigrants to Canada, may consider applying for the Secured TD Canada Trust Credit Card. This product allows holders to take care of car rentals, hotel reservations, and emergency purchases. The credit limit on this card is in the amount of the deposit to secure it. In general, the secured credit card by TD Canada Trust is a great way to build or rebuild credit while having the convenience of access to funding.


TD Canada Trust credit card reviews and credit card application details.

NameTypeInterest RateAnnual Fee
TD First Class Travel Visa Infinite CardVisa19.99%$120
TD Gold Elite Visa CardVisa19.99%$99
The GM CardVisa19.99%$0
TD Green Visa CardVisa19.99%$0
TD Gold Select Visa CardVisa19.99%$0
TD U.S. Dollar Visa CardVisa19.99%$39
TD Emerald Visa CardVisa12.75%$25
TD Business Visa CardVisa19.75%$50
TD Platinum Travel Visa CardVisa19.99%$99
TD Rebate Rewards Visa CardVisa19.99%$0