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TD Platinum Travel Visa Card credit card reviews

TD Platinum Travel Visa Card credit card details and credit card application link.

The TD Platinum Travel Visa Card is the perfect product for individuals who would like to get travel deals, booking their trips through any travel service provider or website. Card holders receive 15,000 bonus points as a welcome bonus upon approval, earning 3 points for every dollar they spend on the credit card. Amounts spent on travel purchases earn double this amount or six points. If your purchases per year are $18,000, you will accumulate a total of 54,000 points. Booking travel at the Travel Rewards Center of TD Canada Trust, in the amount of $3000, earns additional 18,000 points. In this way, the total free travel earned stands at $435. Moreover, points can be redeemed for packages, air travel, cruises, hotel bookings, train tickets, and rentals. There are no advance booking requirements, seat restrictions, and blackout periods. With TD points, card holders can travel throughout the year, even during peak periods and seat sales. What is more, bonus points can be transferred to the British Airways Executive Club program.

Other valuable benefits and features that come with the Platinum Visa Card are extended warranty and purchase security, emergency travel assistance, Auto Rental Collision/ Loss Damage Insurance, and CardAssist Card Registry Service, among others. Card holders can request up to three additional cards for a small annual fee of $50 per user. There are optional services such as TD Deluxe and Standard Auto Club, Balance Protection Insurance, and Travel Medical Insurance.

The TD Platinum Travel Visa Card goes with an annual interest rate of 19.99 percent on purchases and a slightly higher interest rate of 21.5 percent on cash advances. The annual fee is set at $99. To be eligible to apply, clients have to be residents of Canada of legal age in their respective province, with a gross annual income of at least $35,000. They must provide information on their housing and expenses, gross annual income, employer’s information (including name of establishment, registered address, telephone number, etc.), and social security number, together with two pieces of identification. Upon approval, credit cards are ready for pick-up at a branch of one’s choice within 8-10 working days.

If you are a frequent traveler, travel credit cards are the obvious choice for you. The Canadian credit card market offers plenty of products; so, checking the products of other financial establishments is a good idea. The RBC Visa Infinite Avion Card allows clients to redeem bonus points for flights on all airlines, and there are no blackout periods, points’ expiry, or seat restrictions. In addition, card holders can redeem points for gift cards and certificates, merchandize, other travel rewards, and more. Every dollar spent on the card earns one RBC rewards point. The product goes with an interest rate of 19.99 percent, annual fee of $120, grace period of 21 days, and a minimum credit limit of $10,000. Additional benefits include out-of-province/ country Emergency Medical Insurance, Travel Accident Insurance, Flight Delay Insurance, Trip Interruption Insurance, Hotel/ Motel Burglary Insurance, etc. Extended warranty protection and purchase security are also offered. Apart from premium travel insurance packages, card holders enjoy 24/7 concierge service, special offers, and hotel and dining exclusives. For additional security, the TD Platinum Travel Visa Card is featured with chip and PIN technology.

Credit Card Details
NameTD Platinum Travel Visa Card Apply Now
Interest Rate19.99%
Annual Fee$99
Cash BackNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeNo