TD Gold Elite Visa Card credit card reviews
TD Gold Elite Visa Card credit card details
and credit card application link.
The TD Gold Elite Visa Card
is a straightforward worthwhile choice when you are looking for the most fitting credit card
. With this product, you get cash back while using it, and it can bring you yet more money back in the form of hundreds of dollars a year, thanks to the included Deluxe TD Auto Club Membership. The latter comes with a number of exclusive advantages such as 24/7 service calls, comprehensive coverage for your wife/ husband and single children under 22 years of age, as well as for any additional car owned by family members, regardless of their being card holders or not. The actual market value of the membership is $79.00 ($118 for couples). The interest rate is 19.99 percent on purchases and 21.5 percent on cash advances. The annual fee stands at $99, plus $39 per each authorized user.
With the Gold Elite Visa Card, you get 1 percent cash back on all net purchases charged to the card as well as on other supplementary cards. This instrument allows for an easier, straightforward cash back principle which does not involve the accumulation of miles, points or the like. Cash back is building up automatically with all purchases, regardless of their worth or type. Further benefits featured with the card are: Trip Interruption Insurance, covering up to $25,000 a trip and $5000 per person, valid once you use the card for the respective purchases; Common Carrier Travel Accident Insurance, Auto Rental Collision/ Loss Damage Insurance, extended warranty, purchase security, CardAssist Card Registry Service, and Avis and Budget Rent A Car Partner Rates. Additional benefits are the Emergency Travel Assistance, Lost and Delayed Baggage Insurance, and Travellers Cheques by American Express.
The product also comes with an optional travel medical and balance protection insurance and Visa payWave, a contact-less payment system that lets you pay small amounts by only waving the card in front of the terminal device (instead of paying cash). Increased security is provided by the embedded chip, the access to which requires a personal identification number. Another undeniable advantage of the card is that it comes with all the usual benefits of Visa cards
– worldwide acceptance, guaranteed hotel reservations, and emergency assistance from the Visa Service Centre. Also, users of the card can rely on secure and expedient online shopping since TD Visa cards feature the Verified by Visa sign. Registration for the service is fast and easy – you need to provide the card number, your name as a cardholder, your date of birth, along with the last three digits of the card signature panel. With Verified by Visa, you get more personal, password-protected online shopping experience when ordering from participating retailers.
When looking for the best offers, it is wise to shop around. The Capital One® SmartLine™ Platinum MasterCard
, for example, goes with a low interest rate of 5.99 percent on purchases and balance transfers
and no annual fee. The interest rate on cash advances is considerably higher, set at 19.8 percent. Card holders can choose between 1 percent cash back on purchases or the rewards miles program (1 bonus mile per dollar spent). This product is a good choice for individuals who carry a balance, have a household income of at least $40,000, and look for ways to save on interest payments. The SmartLine™ Platinum MasterCard comes with additional features such as Car Rental Collision/ Loss Damage Waiver, MasterAssist Travel Assistance, Baggage Delay Insurance, Travel Accident Insurance, price protection, extended warranty, and purchase assurance.
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|No Annual Fee