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Visa Classic Student Card credit card reviews


Visa Classic Student Card credit card details and credit card application link.

The Visa Classic Student credit card is specially tailored to fit the dynamic lifestyle of university and college students. The annual interest rate is 19.99 percent with no annual fee and a free additional card. This product is perfect for young people who want to build a credit history and take advantage of the worldwide recognition and convenience of Visa. This card is accepted at over 600,000 locations in Canada and more than 22 million throughout the world. You will never be in a dire need of cash again – the Visa Classic Student offers access to up to $500 a day no matter where in the world you are.

The safety features of the card include 24-hour worldwide fraud detection and innovative chip and PIN technology for extra security. Holders get coverage for direct physical damage or the loss of gifts and personal items charged to the RBC Visa Classic. You may get rewards points for ninety days after the purchase. Up to $50 thousand in coverage or points of the same number is available per card per annum. You must obtain a damage claim/ report to be able to get the compensation. The original warranty of the producer is extended by a maximum of one additional year.

If you subscribe to the RBC’s optional Information Protection service, you will be included in the Internet Personal Information Patrol, a powerful and secure Internet-based data monitoring system. In case your credit card or cell phone is stolen, all you have to do is inform the InfoProtector system administrator and he will provide notification at once, thus preventing illicit activity. This service is available at all hours of the day. Additional benefits offered with the card include protection against the risk of identity fraud if your card is stolen or lost, date reminders, airline ticket replacement, and emergency cash transfers. The Rebound service, part of the Information Protection service, can help return your lost cell phone to you. You are eligible to receive an annual reimbursement of $75 from InfoProtector for a computer tune-up to help maintain your computer's performance.

By choosing to subscribe to the Talk & Save program of RBC, which is open exclusively to credit card holders, you can save a lot on phone calls. The program compares three call payment plans within a given month – the most popular plan in your province of residence in Canada plus Rogers and Primus – and picks the one which allows you to make the biggest savings. On top of that, it gives you an additional 10 percent off. This way, it does not matter where the calls are made from or what your calling patterns are, because you pay the lowest cost plan every month plus an extra 10 percent off.

If you want to make sure that this card is the best offer, look at other products advertised on the credit card market in Canada. The CIBC Classic VISA® Card for Students goes with an interest rate of 19.99 percent, no annual fee, and a minimum credit limit of $500. The required household income is just $1200, and the product has multiple included benefits: enhanced monthly statements, personal spend manager, spend alerts, online spend reports, identity theft assistance, fraud and credit report alerts. Emergency card replacement, extended protection, and purchase security are other beneficial features of the card.


Credit Card Details
NameVisa Classic Student Card Apply Now
TypeVisa
Interest Rate19.99%
Annual Fee$0
RewardsNo
Cash BackNo
AirlineNo
StudentYes
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeYes