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VISA Desjardins Platinum credit card reviews

VISA Desjardins Platinum credit card details and credit card application link.

Desjardins is a lot more than an ordinary bank. Rather, it is Canada’s largest community-oriented, cooperative provider of financial and banking services. The team of Desjardins is fully and whole-heartedly dedicated to its clients, providing them with a set of specially tailored banking and financial services that meet all their specific needs in the field.

In this line of thought, Desjardins Visa Platinum Credit Card is not simply an ordinary credit card, making its holder definitely stand out in the crowd. The card a sophisticated financing tool, designed for Desjardins’ most special customers.

Holding a platinum credit card presupposes that you will feel quite comfortable with an annual fee of just $169, which is well-complemented by an interest rate of only 9.9 percent a year. In addition to the comprehensive travel insurance that goes with it, the credit card also offers to its holder a rewards program of up to two percent of their purchases in BONUSDOLLARS – a virtual currency that could be used to cover travel expenses, buy gifts or make donations. Also, the Visa Desjardins Platinum Credit Card has a standard annual cash back rewards program in the amount of one percent on all of your purchases.

Shopping with the Visa Desjardins Platinum Credit Card is a sheer pleasure – most of the goods you buy with it are automatically insured against theft, loss, fire or other damages, and they also receive an extended warranty of up to one year.

With this credit card you will certainly get to know the comfort of banking, as it has a separate credit limit provided for the cardholder under Accord D Desjardins financing, and cash advances of up to five thousand US dollars every day and wherever you are in the world. The card also has a grace period of up to three weeks and exempts its holder from any liability if it has been used without his or her explicit authorization. If worried about the safety of your money, you can insure the credit card balance, just paying a minimal fee. Moreover, you can pay the balance without incurring additional charges and receive online monthly statements of account. With Desjardins’ Travel Assistance Service, there is 24/7 toll-free telephone to inquire about a hospital, doctor, and even dispatch medical assistance. The union’s customer’s representatives will help you with cash advances, handling of formalities, repatriations, and other emergencies.

Some of the other advantages of Desjardins Visa Platinum Credit Card include a 20 percent discount at all Hertz rent-a-car retail points around the world, and no fees on traveler’s checks and transactions. Last but not least, you can get an additional credit card at a low cost and manage your Visa Desjardins Platinum Credit Card account online. This card will also provide you with a comfortable overdraft transfer that could be used to cover a check or pay your bills.

If you want to compare the financial product of Desjardins with other similar cards, you might look at the AAdvantage® Platinum Visa Card of TD. It goes with an annual fee of $120, interest rate of 21.5 percent on cash advances, and 19.99 percent on purchases. With the first use of your card, you get 10,000 bonus miles, and you can redeem them on flights operated by AmericanConnection, American Eagle, American Airlines, or over 20 Aadvantage and Alliance carriers.

Credit Card Details
NameVISA Desjardins Platinum Apply Now
Interest Rate9.9%
Annual Fee$169
Cash BackYes
Low InterestYes
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeNo