The VISA Desjardins Classic card credit card reviews
The VISA Desjardins Classic card credit card details
and credit card application link.
The VISA Desjardins Classic card
is a financial product intended for individuals who prefer to shop with Visa and take advantage of the Hertz discounts worldwide. The optional rewards program allows card holders to accumulate bonus dollars and exchange them for Desjardins products
and services, show tickets, and gifts. Alternatively, bonus points can be used to make a donation.
The credit card
comes with an interest rate of 19.4 percent, optional low interest rate of 11.9 percent, no annual fee, and a free-of-charge 3-day travel insurance. Card holders can take cash advances in the amount of up to $2500 daily from any location around the world. Thanks to the Accord D Desjardins, there is a separate credit limit, with clients also entitled to a free additional card. Card features also include a 21-day grace period, zero liability in case of unauthorized card use, and travel and accident insurance. Keep in mind that cash advances and purchases made in a foreign currencies are payable in Canadian dollars. The rate is determined at the date of voucher processing and set by the Federations. All checks that are written in foreign currencies are automatically returned to card holders. In addition, the clients’ liability for checks used without authorization is limited to $50. Card holders are not held liable after they notify the Federation of stolen or lost checks.
With AccesD, card holders have the option to manage their accounts online and view Ameublements Tanguay, Brault & Martineau, and Colonial Furniture credit card information. The online system allows customers to look at their transaction details and recent transactions, giving them access to PDF Visa account
statements. Through the online system, customers can request paper copies of statements, increase their credit card limit, change their telephone number and address details, replace damaged cards and apply for additional cards, or dispute a charge. In addition, the centralized access to one’s Visa account allows ordering checks, downloading bank reconciliations and statements of account, applying for Accord D financing, and signing for the online statement of account of VISA, giving access to archived PDF statements for the last 12 months.
Card holders who sign for the Overdraft transfer service can cover bill payments, checks, and other transactions in excess of their PCA balance (other eligible accounts are the distinctive account, high-yield account, build-up savings account in Canadian currency, etc.) Other options include insuring one’s credit card balance for a minimal fee, opting for a web-based statement of account on a monthly basis, getting a free-of-charge accident insurance for a period of six months, and paying one’s card balance automatically and at no added charge.
If you want to compare the advantages you get with the VISA Desjardins Classic card, you may take a look at the features of the ScotiaGold Passport Visa Card
. This financial product goes with an interest rate of 19.5 percent, annul fee of $110, minimum credit limit of $5000, and grace period of 21 days or more. Card holders earn one bonus point for every dollar in purchases and get 5 percent cash back on travel products purchased on the card. These come in the form of airline tickets, cruises, and pre-package tours. Clients can take advantage of the comprehensive travel insurance and exclusive travel services through the full-service travel agency of Scotiabank.
|Credit Card Details|
|Name||The VISA Desjardins Classic card Apply Now|
|Auto and Gas||No|
|No Annual Fee||Yes|