MBNA PremierRewards Platinum Plus MasterCard credit card reviews
MBNA PremierRewards Platinum Plus MasterCard credit card details and credit card application link.
The
MBNA Rewards Platinum Plus MasterCard is a financial product suitable for individuals who prefer to get cash back. Clients of
MBNA who shop with this card during the first 6 months get 5 percent cash back on purchases in groceries and gas stations. Thereafter, card holders get 3 percent cash back on these and 1 percent on all other purchases. The product goes with a standard interest rate of 19.99 percent on balance transfers and cash advances, 17.99 on purchases, and introductory rate of 1.99 percent for the first 10 months, but only for cheque cash advances and balance transfers. The interest rate increases by 5 percent in case of two or more late payments over twelve consecutive billing cycles. The grace period is 21 days, and the minimum payment stands at $15. The annual fee is zero, and clients enjoy fraud protection, 24/7 customer service, common carrier travel accident insurance in the amount of up to $1,000,000, and access to cash advances around the world, at more than 430,000 ATMs. In addition, the purchase protection against theft or damage extends over up to 90 days.
The card comes with plenty of other benefits such as 1-hour credit line increase decisions, pre-trip information, up to $5000 in emergency cash transfers and emergency cash, cash advances in the form of access checks, from ATMs and the bank, lost luggage assistance, and legal advice. The Unexpected Return Home insurance covers individuals in the event of death of their immediate relatives while on a trip. Other features include Auto Rental Collision Damage Waver, Lost Document and Ticket Replacement, Accidental Death & Dismemberment in the amount of $200,000, and Balance Protection in the event of disability, illness, or job loss. The Identity Protection service is beneficial in monitoring, managing, and protecting valuable identity and credit information. Thanks to Credit Alert, card holders gain online access to their credit reports and scores from Equifax Canada and can detect attempts at fraudulent activity before their bank accounts are emptied. The service comes at a cost of $17.99 a month. In addition, the Extended Warranty Benefits doubles the terms of manufacturers’ warranties for up to 1 more year on most items purchased with the card. The Personal Effects Benefits covers clients against theft, loss, or damage to personal effects during the full term of an auto rental period.
Individuals who consider applying should provide their personal details, social insurance number, housing status (renter, home owner, or other), types of credit cards currently held, e.g.
American Express,
MasterCard,
Visa,
Department Store, and other required information. Those who are not yet convinced in the great benefits of this credit card might want to compare. The
BMO CashBack MasterCard, for instance, goes with an interest rate of 19.5 percent or a low interest rate of just 12.9 percent if you agree to pay an annual fee of $35 a year. The card earns 0.5 percent cash back on all card purchases and 1.5 percent when Alamo Rent A Car, National Car Rental, and Shell are preferred shopping locations. Included features are Zero Dollar Liability, chip technology, Purchase Protection, MasterCard SecureCode and PayPass. Clients also benefit from Extended Warranty, cash advances, online account access, help around the world, and more. Optional features are Medical Protection, Travel Protection, and Balance Insurance.
Credit Card Details |
Name | MBNA PremierRewards Platinum Plus MasterCard Apply Now |
Type | MasterCard |
Interest Rate | 19.99% |
Annual Fee | $29 |
Rewards | Yes |
Cash Back | Yes |
Airline | No |
Student | No |
Secure | No |
Prepaid | No |
Store | No |
Business | No |
Low Interest | No |
Auto and Gas | No |
Instant Approval | No |
Balance Transfer | Yes |
US Dollar | No |
No Annual Fee | No |