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BMO SPC AIR MILES MasterCard credit card reviews


BMO SPC AIR MILES MasterCard credit card details and credit card application link.

BMO SPC AIR MILES MasterCard is a financial product suitable for students who would like to shop at discount prices at the many SPC Card restaurants and retail stores on the territory of Canada. Card holders earn 1 bonus air mile for every $20 in purchases and 1.5 air mile for shopping at Alamo Rent A Car, National Car Rental, and Shell. Customers can redeem their air miles for upcoming show tickets, movie tickets, or new gadgets. The good part is that one can redeem for as little as 30 miles. Clients benefit from deals at retailers in Canada when shopping for entertainment, fashion accessories, travel packages, and more.

The BMO MasterCard goes with a grace period of 21 days, free additional cards, no annual fee, and 19.5 percent interest rate. For an additional cost of $35, card holders enjoy a low interest rate of just 12.9 percent. Among the multiple included features are chip technology for secure use, purchase protection and extended warranty, zero dollar liability, and MasterCard PayPass for making small purchases without having to swipe your credit card. The identity theft assistance IDefence program helps customers find the best and fastest way to correct their financial details, restoring their personal reputation. Card holders have the opportunity to get cash advances at over 835,000 ABMs around the globe as well as at the branches of the Bank of Montreal. Thanks to the MasterCard Global Service, individuals get 24/7 assistance regarding lost and stolen cards, access to account details and benefits, emergency replacements and cash advances, and ABM locations.

Among the card’s features are the BMO pay-as-you-go RoadAssist, BMO MasterCard Balance Insurance, Travel Insurance Benefits, BMO Total Travel and Medical Protection, and others. The BMO pay-as-you-go RoadAssist is roadside service provided by the Dominion Automobile Association. Individuals receive assistance related to fuel delivery, jump-starts, towing, and other emergency needs. The MasterCard Balance Insurance helps card holders maintain their credit rating and costs $0.94 for every $100, plus taxes that may apply. With the BMO Medical protection, customers can travel at home or abroad not having to worry about emergency medical expenses. Finally, with the Total Travel and Medical Protection, individuals and their families are protected for an unlimited number of travels a year.

The American Express AeroPlan Plus Gold Credit Card is another financial product that allows clients to earn reward miles. After their first use of the card, customers get 15,000 bonus miles, earning one mile for $1 in purchases. Among the many services offered along with the card are: Front of the Line preferred access, two free gold cards, Travel Accident Insurance with a coverage of $500,000, Flight Delay Insurance, Travel Emergency Assistance, Lost or Stolen Baggage Insurance, Baggage Delay Insurance, Purchase Protection Plan, and others. The card comes with an interest rate of 30 percent on all balances that are not paid in full and an annul fee of $120. Individuals can have up to nine supplementary cards for every account, and an annual fee of $50 applies to additional cards. All services under the Travel Emergency Assistance can be obtained globally, with the exception of some states. It is recommended to check the list of countries with Customer Service before traveling outside of Canada.


Credit Card Details
NameBMO SPC AIR MILES MasterCard Apply Now
TypeMasterCard
Interest Rate19.5%
Annual Fee$0
RewardsYes
Cash BackNo
AirlineNo
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeYes