Aspire Cash Platinum MasterCard credit card reviews
Aspire Cash Platinum MasterCard credit card details
and credit card application link.
The Aspire Cash Platinum MasterCard
by Capital One Canada is intended for persons who prefer cash rewards, with no limit on how often they can be redeemed. The card is a good choice for those who do not carry a balance, have good or excellent credit score, and a personal income of at least $30,000. Likely applicants are persons who spend over $1,000 on their cards
a month. Low monthly balance is required.
Cardholders who charge $1,000 a month in purchases will earn $194 in cash back during the first year. Those who charge $2,000 a month will get $338 while persons who make $3,000 a month will earn $482. All net purchases earn 1 percent cash rewards, and cardholders are entitled to additional 20 percent cash rewards a year. The first purchase charged to the card earns a welcome bonus of $50. There is no limit on how much cash can be earned. Adding authorized users is free-of-charge and allows cardholders
to earn more cash rewards. A major benefit of this card is that rewards will not expire. Clients of the bank can redeem them at a time of their convenience, with no set limit on the amount that can be redeemed. They can choose to get their money by statement credit or cheque, redeeming cash rewards
over the phone or Internet.
The Aspire Cash Platinum MasterCard is offered with an interest rate of Prime rate +16.8% and no annual fee
. If cardholders fail to make the minimum payment, the interest rate is bound to increase to 23.9 percent. The grace period is over 25 days, while the overlimit fee is $20. The dishonored payment fee is also $20, and each transaction copy costs $2.
The card is featured with various benefits, including Platinum Benefits and MasterCard Benefits. Platinum Benefits are MasterAssist Travel Assistance, travel accident insurance, and baggage delay insurance, among others. Among the MasterCard Benefits are zero fraud liability in case your credit card is used without authorization, Master RoadAssist Service, as well as Master Global Services (24/7 telephone access, emergency cash advances, and more).
The BMO Premium CashBack MasterCard
is another credit card geared toward persons who prefer cash rewards. The card is featured with a 19.5 percent interest rate and zero annual fee or 12.5 percent interest and $35 in annual fees. Customers who choose this card get 1 percent cashback with all purchases charged to it. As an added benefit, 3 percent cashback can be earned by shopping at National Car Rental, Shell, and other participating merchants. Cardholders also enjoy the advantages that come with the BMO Roadside Assistance. A third offer to check is the Scotiabank Momentum VISA Card by the Bank of Nova Scotia
. The card goes with a grace period of over 21 days, minimum credit limit of $500, interest rate of 21.99 percent on balance transfers and cash advances, and 19.99 percent on purchases. The annual fee is just $39. Clients who choose this card earn 1 percent cash back on all items charged to the card and 2 percent on all qualifying purchases in drug stores groceries, and gas stations. Recurring bill payments also qualify for cash back.
Added benefits include rental car discounts, zero liability, optional balance protection, instant cash advances, and more. Scotia VISA checks allow customers to pay utility and medical bills, insurance premiums, as well as large purchases.
|Credit Card Details|
|Name||Aspire Cash Platinum MasterCard Apply Now|
|Auto and Gas||No|
|No Annual Fee||Yes|