Visa Classic II Student Card credit card reviews
Visa Classic II Student Card credit card details
and credit card application link.
The Visa Classic II Student
is a variation of the Visa Classic II
for university and college students, going with a lower annual fee of just $15 a year. The interest rate is 19.99 percent, and you can get a supplementary card issued for free. There is a 21-day grace period, over which interest is not accumulated. Holders of the Visa Classic II Student get one reward point for every dollar charged to the card. As a client, you can get redemptions on gift certificates, merchandise items, travel rewards, Royal Bank registered rewards, and more. You can also get returns on purchases after you accumulate as little as 2,500 points. You may exchange these points for Esso Extra points, redeemed at gas stations, and make extra points when you book travel packages and vacations through Carlson Wagonlit Travel, one of the main travel agencies in Canada. You also earn points at participating stores and restaurants, part of the Rewards Network Restaurant Program, and get returns on food, drinks, taxes and even tips. Along with all these benefits, you enjoy the universal recognition of Visa
– this card
is accepted at over 23 million locations throughout the world.
Holders of the Classic II for students are guaranteed hotel bookings, 24/7 fraud protection, non-stop cash access (up to $500 CAD a day), extra safety features, and convenient and fast use at all locations accepting PayWave. Additional benefits are purchase security and extended warranty insurance, information protection card registration services for all important documents (including credit cards), savings on long-distance phone calls, travel insurance, and more. Most of these benefits are shared by the Visa Classic II.
The Purchase Security Insurance entitles the holder to coverage for loss of gifts or personal property charged to the RBC Visa Classic II Student card and accidental physical damage. You may be eligible to receive reward points ninety days following the date of purchase. Up to $50,000 in coverage or the equivalent number of points is available per card per year. You must obtain a claim or damage report to be considered eligible to receive these benefits. The insurance provided by RBC
is classified as additional. For example, it only covers the deductible if you have homeowners insurance coverage.
Holders are also entitled to extended warranty insurance, under which the original manufacturer’s warranty is extended by a maximum of one year.
The travel insurance provided to holders of the Visa Classic II for students is comprehensive and affordable, guaranteeing them assistance in the event of a medical emergency, regardless of whether it occurs in their province of residence or outside Canada. It includes baggage insurance, trip interruption insurance, and flight accident insurance.
Another good offer for a credit card is featured by Desjardins
. The Desjardins VISA® FOR STUDENTS ONLY Credit Card
comes with no annual fee, interest rate of 19.4 percent, optional low interest of 11.8 percent, free-of-charge 3-day travel insurance, Cell Phone Insurance, ticket reservation service, zero liability, and payment reminder. Card holders get free accident insurance for a period of 6 months, online monthly statements of account, free additional cards, and card balance insurance for a minimal fee. As an added advantage, clients can sign for the Overdraft Transfer of Desjardins as to cover bill payments, cheques, or other transactions in excess of the balance of eligible accounts.
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