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Visa Business Card credit card reviews

Visa Business Card credit card details and credit card application link.

The Visa Business Card offers convenience, flexibility, and affordability, going with purchase security, extended warranty insurance, business program savings, and travel assistance services. The annual interest rate is 19.99 percent with a grace period of 21 days, and an annual fee of just $12 CAD. You can access your credit card account anywhere and at any time. Using an ATM, you can check for account updates, payments, and withdrawals depending on your individual credit limit and availability. Holders are provided non-stop worldwide cash access of as much as $1,000 a day. Under the Travel Services program, card holders are provided out-of-province medical assistance, legal assistance, and pre-trip assistance. The latter ensures up-to-date information about currency exchange rates and fluctuations, visa and immunization requirements, information about the climate, and so on. The account billing statements issued on a monthly basis are clear, concise, and easy to read, thus enabling you to manage expenses well. You are required to make at least the minimum monthly payments, amounting to the entire balance or $10 (plus interest and fees), depending on which one is greater.

With Visa Canada’s Savings for Business program, you can take advantage of various valuable offers if you get the Visa Savings for Business Program Card issued. The two cards works together to save you over $2,000 in special goods from over 50 participating merchants. All you have to do to take advantage of these benefits is show the program card at participating stores and charge the purchase to the Visa Business card. If you prefer making a purchase online or over the phone, you must quote the code on the back of your program card. This is known as the promotion code. In some cases, sellers require that you use their specific promotion codes. The code is needed to redeem an offer.

The list of participating merchants is quite extensive. It includes, but is not limited to, ATS Computer Systems, AIC Wireless, BizLaunch, Canadiana Flowers, Fairmont Hotels and Resorts, Hertz Canada, Lina Epicure Business Publications and Software, the National Post, Park'N Fly Hotels and transportation, and more. After you find the one that interests you, you start saving. The Visa Savings program card has no expiration date, but some of the special discounts and offers available to holders of the Visa Business Card do. This information is provided at participating sites of commerce.

The special extended warranty offer extends the original Canadian warranty of a given product to a total of 5 years. All eligible business items charged to the card are protected. Finally, your business is protected from illicit charges by staff members through the RBC’s special Liability Waiver Insurance.

Business owners make an important decision by choosing a credit card because their expenses are typically higher than those of individual holders. Shopping around is a must-do. You can look at the Citi™ STAPLES® easyRewards™ Business MasterCard, going with an annual interest rate of 19.99 on purchases and cash advances and annual fee of $39. Rewards are earned at 2 percent on all qualifying transactions. Eligible account transactions are those made at Business Depot’s Staples, preferred category merchants, preferred partners, and all other merchants. The minimum redemption amount stands at twenty points, and to complete a redemption transaction, card holders should contact Citi over the phone or online.

Credit Card Details
NameVisa Business Card Apply Now
Interest Rate19.99%
Annual Fee$12
Cash BackNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeNo