Credit Card Canada - Canadian Credit Card Reviews and Applications

Credit Card Articles

US Dollar Visa Gold Card credit card reviews

US Dollar Visa Gold Card credit card details and credit card application link.

If you have to travel to the USA on a regular basis, the U.S. Dollar Visa Gold is an excellent option. You can carry out transactions in U.S. dollars and do not have to worry about currency exchange rates and fluctuations. The annual interest rate is 19.99 percent as with all RBC credit cards, with the exception of the Special Low Rate card. The annual fee is $65 USD. A supplementary card can be issued to you for $30 USD.

Card holders of the U.S. Dollar Visa Gold are automatically included in the RBC rewards points program; they are provided comprehensive insurance coverage and guaranteed higher credit limits. As a holder, you earn one rewards point for every U.S. dollar charged to the card, while cash advances, interest charges, service fees, and credits do not apply. Your points are redeemable for RBC Registered rewards starting at 2,500 points, gift certificates, and travel rewards. You can also exchange your points for Esso extra points, redeemable at all Esso gas stations and retail stores for gas, snacks, and other purchases excluding alcoholic beverages and tobacco products.

There are a number of ways to earn points faster. One is by getting an extra U.S. Visa Gold card for a relative, and points will accumulate on it as well. Another way is by making travel bookings through Carlson Wagonlit Travel, one of the most popular travel agencies in Canada. You can earn points at participating stores and restaurants, part of the Rewards Network Restaurant Program, and get returns on taxes, drinks, food, and tips. The credit limit here starts at $1,000. You enjoy the universal recognition of Visa this card is accepted at over 23 million locations around the globe.

Holders of the U.S. Visa Gold are guaranteed hotel bookings, non-stop fraud protection, 24/7 cash access of up to $1000 USD a day, and commission-free travellers checks. Extra safety features include state-of-the-art chip and PIN technology, convenient and fast use at all locations accepting PayWave, information protection services for all important documents, including credit cards, purchase security, and extended warranty insurance. Other beneficial features are savings on phone calls, the option to manage your credit card account online, travel insurance, and much, much more. The travel insurance provided to holders of the Visa Gold is extensive, guaranteeing that assistance will be provided in the event of a medical emergency, regardless of whether it occurs in the United States or Canada.

Another financial product that allows customers to earn cash back is the BMO CashBack MasterCard. This credit card comes with no annual fee, low interest rate of 12.9 percent for a small fee of $35, and regular interest rate of 19.5 percent. The interest-free period is set at 21 days. Card holders earn 0.5 percent cash back on all purchases and 1.5 percent when shopping at National Car Rental, Shell, and Alamo Rent a Car. Included features are zero dollar liability, chip technology, MasterCard PayPass, identity theft assistance, purchase protection, extended warranty, and global acceptance. Among the optional features that go with the BMO CashBack MasterCard are Travel Protection, Balance Insurance, and Medical Protection. To apply, you need to provide your current address, gross annual income, and university information and student number if attending university or college.

Credit Card Details
NameUS Dollar Visa Gold Card Apply Now
Interest Rate19.99%
Annual Fee$65
Cash BackNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarYes
No Annual FeeNo