The VISA Desjardins Elegance GOLD Card credit card reviews
The VISA Desjardins Elegance GOLD Card credit card details
and credit card application link.
The VISA Desjardins Elegance GOLD Card
is the ideal financial product for customers who would like to accumulate bonus points and exchange them for tickets, gifts, and travel products. The card comes with extended warranty on goods purchased within a period of up to 1 year. Other beneficial features of this credit card are the travel and accident insurance, and the insurance in cases of damage, loss, theft, and fire for most items purchased with Visa
Desjardins Elegance. The chip technology of the card provides additional security and is also available on ATMs, point-of-sale payment services, and debit cards.
The VISA Desjardins Elegance comes with an interest rate of 19.9 percent, optional low interest rate of 12.8 percent, no annual fee
, and free-of-charge 3-day travel insurance. Cash advances are in the amount of up to $5000 per day from any point on the globe. No transaction fees apply with regard to account statement copies and invoices, cash advance transactions, inactive cards, and signing up for the web-based account statements. There is a grace period of 21 days, and credit charges are not incurred if bills are paid on time.
The credit card has other convenient features such as the option to automatically pay one’s balance at no added cost, monthly account statements, and card balance insurance for a minimal fee. As an added advantage, card holders can register for the bank’s overdraft transfer service and cover bill payments, checks, and other transactions in excess of the balance in their checking account. Other eligible accounts are build-up savings accounts, high-yield accounts, distinctive accounts, student strategic accounts, and the Desjardins
Youth Profile Account. The card also comes with zero liability policy in case of unauthorized use by third party. To check for possible fraud, it is recommended to look at your balance and statement on AccesD which is available over the phone and online.
Generous Hertz discounts apply at participating locations in US and Canada. Daily rental rates come with 5 percent off, while customers get 10 percent off monthly, weekly, and during the weekends and 20 percent off business rates. Reservations can be made by phone or online. Credit card
holders also get free access to the bank’s travel assistance service, with a toll-free service available 24/7. In case of medical emergency, you will be assisted in finding a hospital, doctor, or dispatch medical assistance. Customer service representatives will help you with handling of formalities, repatriation, and cash advances. In addition, you will get assistance with lost or stolen official or identification documents, tickets, as well as legal assistance. With the bank’s reward program, card holders accumulate up to one percent on purchases in bonus points.
Another rewards card to look at is the MBNA Shoppers MasterCard Credit Card
. This financial product comes with an introductory annual interest rate of just 1.99 percent on balance transfers and cash advances for the first 6 months and 19.99 percent interest rate on purchases, cash advances, and balance transfers. The card goes with grace period of 21 days and no annual fee. With the rewards program of MBNA
, clients get 25 bonus points for every $1 in purchases made at the Shoppers Drug Mart. In addition, customers enjoy quality 24/7 customer service, together with enhanced protection and security with PayPass and the Chip & Pin Technology that come with the card.
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