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TD U.S. Dollar Visa Card credit card reviews


TD U.S. Dollar Visa Card credit card details and credit card application link.

The U.S. Dollar Visa Card is the ideal financial product for clients who are billed in US dollars or make purchases in that currency. In this way, clients pay their accounts in US dollars and know how much they have spent, without having to calculate conversion or exchange rates. This credit card goes with an annual fee of $39 USD, interest rate of 19.99 percent on purchases and slightly higher interest rate of 21.5 percent on cash advances. A large array of benefits is enjoyed by card holders. The Common Carrier Travel Accident Insurance is intended for one’s spouse and dependents while traveling with a rental car or a common carrier. The coverage is up to $500,000. The Auto Rental Collision/ Loss Damage Insurance covers the card holder in case of damage to a rented vehicle. The Delayed and Lost Baggage Insurance comes handy if one’s checked baggage is delayed by more than 6 hours or lost at the final destination. The amount of up to $1000 per each individual is reimbursed to cover the cost of personal items. The Extended Warranty and Purchase Security work to protect most items charged to one’s credit card. Finally, the Trip Interruption Insurance is intended for cases when injury, illness or death of an immediate family member prevents one from completing a trip. The coverage is up to $25,000 for return airfare and certain parts of one’s trip. As an optional benefit, card holders may purchase Travel Medical Insurance, getting coverage for unexpected medical expenses such as diagnostic tests, doctors, and hospital bills.

Clients may request free authorized user cards, entitling their spouse and family members to many of the benefits they enjoy. Card holders can call toll free to inquire about their US Dollar Visa and account. To be eligible, applicants must be residents of Canada, of majority age in their territory or province of residence. Clients need to provide the name, phone, and address of their current employer, their gross annual income, and residential information, plus 2 pieces of identification. TD Canada Trust sends a confirmation of decline or approval within 5-7 working days. The credit card is ready for pick-up from a branch of one’s convenience within 8 to 10 business days. If additional user cards are required, customers can visit a branch of the company or call 1-800-9TD-VISA.

To help you compare and choose, you can have a look at the US Dollar Visa card offered by the RBC Royal Bank. This financial product goes with an annual fee of $65 USD and interest rate of 19.99 percent. The fee for an additional card is $30, and the grace period is 21 days. Among the many benefits that come with the card are guaranteed hotel reservations, minimum credit limit of $1000, 24/7 emergency travel assistance, Visa payWave, worldwide acceptance, chip and PIN technology, and commission free travellers checks. The cash advance limit is in the amount of $1000. Moreover, card holders earn one RBC Rewards point for every US dollar charged to the credit card. Bonus points can be redeemed for RBC Registered Rewards, gifts certificates, merchandize items, and travel rewards. Additional services include Emergency Purchase Insurance, Auto Rental Collision/ Loss Damage Insurance, Trip Interruption/ Trip Cancellation Insurance, Travel Accident Insurance, extended warranty, and purchase security.


Credit Card Details
NameTD U.S. Dollar Visa Card Apply Now
TypeVisa
Interest Rate19.99%
Annual Fee$39
RewardsNo
Cash BackNo
AirlineNo
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarYes
No Annual FeeNo