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Rewards Visa Gold Card credit card reviews


Rewards Visa Gold Card credit card details and credit card application link.

Holders of the Rewards Visa Gold card can take advantage of a premiere card without a fee, offering points for every purchase charged to the card. There are countless rewards, including charitable donations, financial rewards from the Royal Bank, gift cards and certificates, merchandise, travel rewards, and more. Clients also enjoy the universal recognition of Visa – the Rewards Visa Gold is accepted in more than 170 countries and at over one million ATMs worldwide. Extras include purchase security and extended warranty insurance as well as zero liability if fraud is committed on the card.

All holders of the Rewards Visa Gold earn one rewards point per $2 CAD spent. The points pile up effortlessly and at a point in time, you will realize that you have enough to buy new furniture for your apartment or go on your dream vacation. You can select from more than 280 goods of world-famous brands like Panasonic, DeWalt and Sony. If you choose to redeem your points for gift cards or certificates, you can get such from companies like HBC, Starbucks, RONA, Future Shop, and other well-known establishments throughout Canada and the world. The minimum amount of points you must have to get a gift card or certificate redemption is 2,500.

Another option is financial rewards from the Royal Bank. If you have taken out a mortgage or loan through RBC, you can use your points to pay it off. You can save money if you use your points toward an education savings or retirement savings plan. The minimum redemption for a $100 CAD voucher is 12,000 reward points.

Travel rewards are another option to consider. You can redeem points for cruises, package holidays, car rentals, tours, flights, and hotel accommodation. If you do not have enough points, you can charge the outstanding costs to the card and earn points on top of that amount.

Holders have easy access to cash through all bank machines bearing the symbols of Visa or Interac. All you need to do is input your PIN number, which you can get from any RBC branch or any establishment that is a member of Visa.

If you find it inconvenient to use your card, you can access your account through RBC checks. You will receive access to a portion or all of your unused credit limit by writing a check. The amounts are deducted from your account at the applicable interest rate starting from the date of the transaction.

The annual interest rate charged on the Rewards Visa Gold is 19.99 percent, with no annual fee. If this interest rate is a bit too high for you, look at the BMO Gold AIR MILES MasterCard. It is offered with a low interest rate of 12.9 percent for an annual fee of $35 (the regular rate is 19.5, and you don’t pay the annual fee). The fee for additional cards is $15, and the product goes with grace period of 21 days. Card holders get 1 bonus mile for every $15 they charge to the card. Just 1000 rewards miles are enough for a plane ticket, and you can double the bonus points by shopping at Alamo Rent A Car, Shell, and National Car Rental locations. The reward points triple if you choose to shop at Rewards Plus merchants. The first purchase made with the BMO Gold AIR MILES earns you 150 bonus miles.


Credit Card Details
NameRewards Visa Gold Card Apply Now
TypeVisa
Interest Rate19.99%
Annual Fee$0
RewardsYes
Cash BackNo
AirlineNo
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeYes