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Esso Visa Classic card credit card reviews


Esso Visa Classic card credit card details and credit card application link.

The RBC Royal Bank Esso Visa Classic card lets you earn points toward a variety of products by Esso Extra, including free gas every time you fill up your tank at Esso and charge it to the card. The annual interest rate on this card is 19.99 percent with no annual fee and a supplementary card for free. You earn points on this card no matter where you shop. You are automatically included in the Esso’s Extra Program.

Holders of the Esso Visa Classic card will enjoy the benefit of PayWave, a contact-free feature that is available at no extra fee. It allows you to make small everyday purchases at stores, restaurants, and all other locations bearing the fish-like PayWave symbol. You no longer have to take the time to look in your pockets for change.

You get at least two Esso points for every dollar you spend at participating Esso gas and retail stations. Of course, alcoholic beverages and tobacco products are not subject to returns. Points are earned on net purchases only. Cash advances, balance transfers, bill payments, cash–like transactions, interest charges, other fees, loans, and credits for returns reduce the amount of points earned.

Holders receive one point for every dollar spent at all locations where Visa is accepted. There are 24 million such locations worldwide.

RBC also offers to its clients purchase security and extended warranty insurance. Under the extended warranty insurance, the original manufacturer’s warranty is extended by a maximum of one year. Purchase security insurance gives the holder the right to receive coverage for direct accidental physical damage or loss of gifts or personal property charged to the RBC Visa Classic. You may get rewards points for ninety days after the purchase. Up to $50,000 in coverage or the same number of points is available per card a year. You must obtain a claim or damage report as to take advantage of this compensation.

Points can be redeemed for free gas, car washes, car supplies, snacks, and more at all participating Esso gas and retail stations. You have to locate the number of points you have on your receipt and tell the Esso employee which reward you would like to receive. Again, the rewards available exclude alcohol and tobacco.

Finally, the Esso Visa Classic entails a number of optional benefits – InfoProtector, Talk and Save, Balance Protection Insurance, and Travel and Health Protection Insurance. Talk and Save is a great option, allowing you to save money on all the calls you make, both from your home and your cell phone.

Another good option for a rewards credit card is the Shoppers Drug Mart credit card offered by MBNA. The product goes with no annual fee, regular interest rate of 19.99 percent, and a low introductory rate for the first 6 months (just 1.99 percent). The credit card is featured with various beneficial features such as purchase protection, 24/7 customer service, immediate access to cash all over the world, Common Carrier Travel Accident Insurance, and more. With their first purchase, card holders get a welcome bonus of 15,000 points and earn 5 points for every dollar they charge to the credit card. What is even better, you get 25 bonus points for every $1 in purchases made at Shoppers Drug Mart and charged to the card.


Credit Card Details
NameEsso Visa Classic card Apply Now
TypeVisa
Interest Rate19.99%
Annual Fee$0
RewardsYes
Cash BackNo
AirlineNo
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasYes
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeYes