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Citi Drivers Edge Platinum MasterCard credit card reviews

Citi Drivers Edge Platinum MasterCard credit card details and credit card application link.

The Citi Drivers Edge Platinum MasterCard is a financial product suited for individuals who would like to get cash rebates. Likely applicants for the Platinum version have good credit standing, while the card comes with an interest rate of 22.99 percent on cash advances and 19.99 percent on purchases. The annual fee is in the amount of $59 and the grace period is between 21 and 29 days. Card holders who fail to meet any of the terms, specified in the Agreement, or make late payments, loose the benefits that go with Balance Transfer or Promotional rates. The minimum payment is $10 or 1 percent of the purchase balance, whichever is greater. The foreign currency fee is at 2.5 percent, plus the foreign currency transaction amount. There are other fees including: over limit fee of $29, cash advance fee of $3, stop payment fee of $25, credit balance administration fee of $25, dishonored check charge fee of $40.

The cash rebates that come with this card can be used toward the purchase or lease of a domestic or foreign, new or used car, motorcycle, light truck, van, motorhome, sports utility vehicle, ATV, airplane, or snowmobile. The vehicle can be of any make and model, provided that it is personally insured on the territory of Canada. Rebates can be redeemed regardless of the price card holders negotiate, including on top of promotions and special sales. Clients should just fill in the Driverís Edge Rebates Redemption Form, enclose a Proof of Insurance copy, plus copies of Financial Agreement or Lease Agreement, Bill of Sale, and Proof of Lease Payment.

With the Purchase Assurance of Citibank, most items at home and abroad are automatically insured against damage, theft, or loss for 90 days. The Extended Warranty Insurance doubles the warranty periods offered by manufacturers up to 1 additional year. The Travel Insurance and Services that come with the Citi Drivers Edge Platinum MasterCard provide insurance that is up to the cash value of a damaged or stolen vehicle. Card holders should just decline the Collision/ Loss Damage Waiver that is offered by their rental company, charging the car rentalís full cost to their MasterCard. Additional benefits are the Baggage Delay Insurance, Travel Accident Insurance, Emergency Medical and Legal Referral Services, and Document Replacement Service. In cases of emergency, bank representatives can refer the card holder to medical facility or the nearest physician, arranging payments with his funds, if required. If clients are in need of medical assistance, the bank will help in finding a legal advisor and arrange the payment with oneís funds. Other features include Zero Liability, Fraud Early Warning, Billing Dispute Resolution, Emergency Card Replacement, and electronic statements.

If you want to compare the benefits of this financial product to those coming with another, you might check the TD Rebate Rewards Visa Card. This offer comes with no annual fee, annual interest of 21.5 percent on cash advances and 19.99 on purchases, and up to 1 percent cash back at no added cost. The budget rent a car preferred rates is an added benefit. Optional services include Balance Protection Insurance, Travel Medical Insurance, and Deluxe or Standard TD Auto Club. The free authorized user cards give clients the opportunity to provide their family members with the purchasing power and many of the benefits they enjoy.

Credit Card Details
NameCiti Drivers Edge Platinum MasterCard Apply Now
Interest Rate19.99%
Annual Fee$59
Cash BackYes
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeNo