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CIBC Aventura Gold VISA card credit card reviews


CIBC Aventura Gold VISA card credit card details and credit card application link.

CIBC Aventura Gold VISA card is a financial product suiting the taste of individuals who like to earn bonus points. This premium travel reward credit card gives clients the option of converting bonus points into Aeroplan miles. Signing up for the card brings a welcome bonus of 5000 points which can be used for air travel on more than 100 airlines. Card holders accumulate rewards miles with ease by earning one point for every dollar in purchases. Points are also earned at the CIBC ADVANTEX BENEFIT golf courses, resorts, and restaurants in Canada. In addition to the Aventura points that customers normally earn, this program allows them to accumulate 50 percent more. Among the participating resorts are The Men’s Power Spa, Mint Laser Clinic, Plaza 500 Hotel, Queen Victoria Hotel & Suites, and many others.

The product of CIBC goes with an annual fee of $120, regular interest rate of 19.9 percent, minimum credit limit of $5000, and $50 for all additional cards (customers can order a maximum of 3 cards). The added feature CIBC CreditSmart Spend Alerts notifies card holders by online message, email, or phone when they have exceeded their customized budget or are close to their current credit limit. Thanks to the CIBC CreditSmart Personal Spend Manager, clients can create spend categories of their choice, tracking and managing those important to them.

CIBC offers a convenient online banking that gives instant access to detailed information on one’s credit card. Clients can view their last payment, available credit, minimum payment amount, balance owing, transaction details, payment due date, and many others. In addition, card holders have full access to the online features of CIBC CreditSmart, helping them manage and organize their monthly spending. They can choose to activate the security features at no added cost, protecting their online account against fraudulent activity.

Optional services that come with this card are the CIBC Travel Insurance Plan, CIBC Rental Vehicle Damage Insurance, CIBC Trip Cancellation and Trip Interruption Insurance, CIBC Baggage Insurance, and CIBC Emergency Travel Medical Insurance. Furthermore, the CIBC Payment Protector Insurance guarantees the safety of one’s credit card balance. This tool is designed to help clients in times of financial difficulties: those who become totally disabled, are diagnosed with cancer, need hospital treatment, or are involuntarily unemployed.

Individuals who would rather go for a credit card with a lower interest rate may look at the financial product of the Bank of Montreal: the BMO Moisaik MasterCard. This flexible card goes with no annual fee and an interest rate of 18.5 percent or low annual fee of $25 and an interest rate of just 11.4 percent. For $80 a year, customers join the Gold WestJet AIR MILES and earn 1 reward mile for every $15 in purchases, plus bonus of 150 miles. The Silver AIR MILES option costs $35 a year and allows clients to earn 1 mile for every $20 in purchases, plus bonus of 100. The grace period is 19 days, and the minimum payment stands at 2 percent of the outstanding balance. Customers with good credit standing are the likely applicants who get approved and receive supplemental cards at no added cost. Among the included benefits are extended warranty, Car Rental Insurance, Trip Cancellation Insurance, Travel Medical Insurance, Flight Delay Insurance, Balance Protection Insurance, Baggage Insurance, and Car Rental Insurance, but restrictions may apply to some of the financial products.


Credit Card Details
NameCIBC Aventura Gold VISA card Apply Now
TypeVisa
Interest Rate19.99%
Annual Fee$120
RewardsYes
Cash BackNo
AirlineYes
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeNo