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American Express Canada AIR MILES Gold Credit Card credit card reviews


American Express Canada AIR MILES Gold Credit Card credit card details and credit card application link.

The American Express Air Miles Gold Credit Card is a great choice for Canadian citizens and residents. Clients get one reward mile for amounts of $15 spent at sponsors of the Air Miles Card, with plenty of them scattered throughout Canada. Card holders can also earn one reward mile for every $20 spent at other locations. The air miles program is the first and biggest program for loyal clients within the territory of Canada. The first time the customer uses the card, he or she gets 150 extra reward miles, in the form of a welcome gift. Over 1000 rewards are available to those who want to redeem their miles. They range from travel and movie tickets to various gadgets and electronic equipment.

Cardholders enjoy access to tickets going with good seats, available for many entertainment venues throughout Canada, often before these seats are made available to the general public.

The popular rate for advances and purchases is 19.99 percent, with this being the annual rate. If you miss payments, the latter naturally rises – in this case to 21.99 percent and/or 25.99 percent. The card goes with no annual fee, and supplementary cards can be obtained free-of-charge. Reward miles are gained on amounts of returns and purchases. Interest, cash transfers, checks, advances, and fees are not considered purchases and thus do not serve as a basis to earn reward miles. In order for a purchase to qualify, it must be charged in full to the card.

The great thing about the American Express Air Miles Credit Card is that you can earn air miles on practically every item or service you charge to it. These include groceries, gas, even having lunch with buddies!

Naturally, you can charge accommodation costs to the card as well, but only at hotels participating in the deal. You must request an AmEx Assured Reservation, calling the hotel or motel one day in advance. Then, you receive a cancellation number, which you must hold on to.

Some travel services are covered by the air miles credit card, but not all. In Canada, these services are subject to local regulations. Those participating in the American Express Travel Services program are independently operated.

As an additional advantage, card holders get up to $100,000 in insurance coverage in case of accidental death and dismemberment, with their partner and children under 23 being included. The policy applies to unfortunate events that occur on a plane, train, bus, or ship, and tickets should have been charged to the card.

Card holders can manage their accounts online, with services and tools that make finances and purchases much easy to comprehend. Thanks to the online service, clients can schedule payments, look at recent transactions, or set up text message and email reminders for bill payments. With the suite of user-friendly resources and tools, card holders can bank remotely, from their desktop computer or laptop. Online banking can be used anywhere if Internet connection is available. The global customer support is available 24/7 to respond to clients’ inquiries.

Major competitors of AmEx in Canada include, but are not limited to, BMO Gold Air Miles Mastercard, CIBC Aerogold Visa Card. Direct competitors include Visa Air Miles and Master Card Air Miles.


Credit Card Details
NameAmerican Express Canada AIR MILES Gold Credit Card Apply Now
TypeAMEX
Interest Rate18.5%
Annual Fee$0
RewardsYes
Cash BackNo
AirlineYes
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeYes