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American Express Business Gold Rewards Card credit card reviews


American Express Business Gold Rewards Card credit card details and credit card application link.

The American Express Business Gold Rewards Card is a financial product intended for business owners, giving them opportunity to enjoy flexible travel, book hotel rooms, rental cars, and airline seats, and earn $1 on all purchases with the card. Clients who opt for this product get 50,000 welcome points (limited offer), sufficing to cover the costs of an airline ticket to any destination in North America. Making purchases within the first three months of the card’s issuing is required to be entitled to the welcome bonus. There are no restrictions on the use of the points. With a monthly spend of $1000, card holders earn a total annual amount of 12,000 points. If the spend goes to $30,000 per month, rewards points skyrocket to 385,000 a year. There are plenty of ways to use them: transferring bonus points to Aeroplan and traveling to close to one thousand international destinations, transferring to Skylines and traveling to 453 locations on Delta, Delta’s partners, and Delta Connection, or transferring points to AsiaMiles for travel with 18 airline carriers.

The card comes with no annual fee for the first year, and a standard fee of $125. In terms of purchase protection, American Express offers 90-day coverage against accidental damage and theft in the amount of $1000. The product comes with numerous additional benefits such as: extended warranty, emergency card replacement, identity theft assistance, fraud protection guarantee, purchase protection, travel accident insurance, and 24/7 customer service. In addition, the card goes with online statements, year-end summary, payment reminders and account alerts, car rental damage and loss insurance, and the option to authorize a third party to manage one’s account. No interest is due for timely payments.

Card holders can choose between several types of insurance (not included with card membership). With the Travel Accident Insurance, one’s spouse and dependents are covered for accidental death in the amount of $100,000 when traveling by ship, train, bus, and plane. Under the car rental theft and damage insurance, if you have charged a car rental to your card in full, you are covered for theft and damage on all car rentals. This coverage comes with no additional charge, saving you insurance fees on a daily basis (typically no less than $16). The coverage is in the amount of $85,000 against vandalism, theft, fire, and damage, extending over 48 days. In addition, you can opt for hotel/ motel burglary insurance, flight and baggage delay insurance, and emergency travel assistance.

The BMO Air Miles MasterCard for Business is a good alternative to the financial product of American Express. With the gold option, card holders earn 1 bonus mile for $15 in purchases, plus double rewards miles at National Car Rental and Shell. The bronze MasterCard earns 1 rewards mile for every purchase of $40 and more. The card comes with no annual fee, 19.5 percent interest rate on cash advances and purchases, and is available in US and Canadian dollars. There are optional employee cards which give business owners the opportunity to delegate purchasing authority. There are several insurance packages offered along with this card: Travel Accident Insurance, Flight Delay Insurance, Rental Collision/ Loss Damage Insurance, Travel Medical Insurance, Baggage Insurance, and Trip Interruption/ Cancellation Insurance. As an additional feature, the liability waiver protects businesses against possible card abuse by employees. The BMO BizAssist offers virtual assistance to businesses 24/7 while Details Online is intended to improve productivity and control expenses.


Credit Card Details
NameAmerican Express Business Gold Rewards Card Apply Now
TypeAMEX
Interest Rate0%
Annual Fee$180
RewardsYes
Cash BackNo
AirlineNo
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessYes
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeNo