How Credit Card Companies Make You Pay More

July 24, 2011

Before you can know the answer to this question and learn how credit card companies actually make their money, we need to take the time to dispel certain myths about credit card terms and credit card debt. Canadians have had it up to here with false promises of debt settlement in times of high unemployment […]

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Ways to Outwit Credit Card Thieves

July 17, 2011

In ancient and medieval literature, it is said that evil will not come unless you invite it in. This is portrayed in very literal terms, with vampires and other evil creatures coming to people’s doors (in disguise, of course), but waiting to be invited in. Coleridge’s Christabelle is an example of this. Translated in modern […]

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Credit Card Games to Play with Your Children

July 11, 2011

You can talk to your children about financial matters for hours just to find out they hardly listened to what you said. Children learn best from experience, which is a great way to capture their attention. This is especially true when it comes to dreary topics such as money management and dealing with credit. Your […]

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How Expensive Is It to Ignore Credit Card Debt

July 4, 2011

If you are carrying the burden of credit card debt and feel like the only way out is to just keep ignoring it, you should know that is just going to add to your problems. Ignoring credit card debt can be very expensive in the long run. If you are thinking about filing for bankruptcy […]

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Writing a Successful Credit Card Dispute Letter

June 27, 2011

If you want to write a successful credit card dispute letter, you must have objective, justifiable reasons for writing it and include a certain amount of necessary information. For example, let’s say you discover an error on your monthly credit card bill and want to dispute it with your creditor. Under Canadian law, you have […]

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Are Student Credit Cards the Road to Financial Maturity

June 20, 2011

The answer to this question is both “yes” and “no”. There are downsides and upsides to student credit cards. Disadvantages include being unable to make the minimum monthly payments, not taking the time (you have other things on your mind!) to read the fine print, and being unable to withstand spending temptations. Others include being […]

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Enhancing Productivity with Business Credit Cards

June 12, 2011

The global downturn hit all market entities very hard, but it was small businesses that really took a dive. Small businesses in Canada do not have much to celebrate where productivity is concerned. One of the biggest problems small business owners face is the lack of time. Business owners and managers are working longer and […]

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Choosing a Credit Card for Your Teenager

June 7, 2011

Once your teen becomes of legal age, he or she can get a credit card whether you like it or not. This is why, it is best to start teaching them financial responsibility from a very early age. This can start from when they are in school – take them grocery shopping with you, for […]

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Handling Credit Card Debt as a Couple

May 26, 2011

Тhere is nothing easier in life than accumulating credit card debt. This applies to single people as well as couples. If you are single, you have extravagant spending habits, and there is no one to control you, you run the risk of amassing debt very fast. This could be mitigated by the presence of someone […]

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New Technology to Eliminate Credit Card Processing Fees

May 15, 2011

Credit Card Processing for Free, a tech, merchant-service oriented company has found a solution to the growing costs of the standard credit card processing methods. The new technology is patent-pending and will make it possible to eliminate all processing fees. Merchants who have an account with the company will get their unique discount code, which […]

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