Products Offered by Department Stores

April 16, 2014

Brick-and-mortar banks, finance companies, and online banks offer specialty, secured, and other credit cards. There are different products to choose from, including balance transfer and airmiles credit cards. Walmart Credit Card Instant Approval This is a good choice for customers with poor or fair credit who have more limited options and seek to rebuild credit. […]

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The Most Important Factors for Banks

April 13, 2014

Lenders offer short-term loans with extremely high rates, ranging from $100 to $3,000. Borrowers with financial problems and excessive debt often apply for such loans because they are turned down by traditional lenders such as banks and credit unions. Payday loans are one option for borrowers who need urgent cash. Payday lenders have more lenient […]

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Government vs. Private Loans

April 9, 2014

There are different ways to fund your college education, including unsecured signature loans and peer to peer lenders. Students can choose from private and state universities, and the latter are usually less expensive. There are different options to consider including financial assistance under government programs and loans from brick-and-mortar banks and non-bank lenders.The best choice […]

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Do You Need a Loan to Go on Vacation?

April 4, 2014

Consumers apply for personal loans to meet large and unexpected expenses, pay gas, electricity, and other bills, and consolidate debt. A personal loan helps borrowers to consolidate high-interest debts and makes payments affordable.  Travel and Vacationing A holiday loan is used to meet travel expenses and often comes with a term of 1 to 7 […]

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Bad Credit Loans Available to Start-up Businesses

April 2, 2014

Entrepreneurs and small businesses need financing to buy equipment and machinery, land, and facilities, for their normal operations, and to start a business. There are different options available depending on the applicant’s personal and business credit score, loan purpose and amount, financial and bank statements, and other factors. Funding Options Finance companies and microlenders are […]

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Lines of Credit Offer Added Perks and Immediate Access to Cash

March 24, 2014

Financial institutions extend lines of credit to governments, organizations, businesses, and individual borrowers. A cash credit is one type of LOC that allows borrowers to withdraw funds on a constant basis. Lending Requirements and Features   The main benefit for borrowers is that they can draw on the line multiple times and whenever they need […]

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Loans from Banks and Non-bank Lenders

March 20, 2014

Business owners can choose from different types of loans, including government and private. Some small business loans require collateral while others are unsecured. The main types of financing include loans and revolving credit such as lines of credit. Government backed loans are also offered through micro lenders, community development organizations, and others. The funds can […]

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Conventional, Subsidized, Payday, and Other Types of Personal Loans

March 17, 2014

Personal loans are offered by financial institutions such as banks, credit unions, and savings and loan associations. There are different types to choose from, including mortgage, consumer, auto, and student loans. Personal Loans and Requirements The choice between secured and unsecured loans depends on many factors such as the amount required, purpose, credit score, and […]

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Government, Institutional, and Private Loans for University and College Students

March 5, 2014

Scholarships and Grants Government loans usually come with lower interest rates and flexible repayment schedules. Students who are homeschooled by tutors, legal guardians, or parents are also eligible. Students enrolled in trade schools, community colleges, and universities can apply for subsidized and unsubsidized loans. The main benefit of subsidized loans is that they are interest-free […]

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Auto Leasing Requirements for Canadians

February 28, 2014

Car loans are offered by banks, credit unions, finance companies, car dealerships, and other parties. Borrowers can choose from different options, including chattel mortgages, conventional loans, operating leases, finance leases, and others. Financial institutions offer unsecured and secured loans, and the latter require collateral. Fixed and Variable Rate Loans Borrowers can choose from different types […]

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