Beat Junk Food by Not Using Your Credit Card

February 24, 2011

How many reasons for obesity can you list without to much thinking? The sedentary way of life, saturated fats, chemically altered foodstuffs, greedy restaurateurs, lazy school officials, and the suburban sprawl – all of these have been named as major causes for the widespread obesity in the Western world. A recent study on people’s purchase […]

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Top Canadian Credit Cards to Use in USA

February 12, 2011

If you enjoy visiting the United States on a shopping spree or like to purchase goods from American companies online, you may be wondering which Canadian credit cards are the most convenient ones for this purpose. Well, the answer to this is quite simple: the best credit cards for shopping stateside are those whose accounts […]

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Things You Shouldn’t Buy with a Credit Card

January 29, 2011

The most common trap inexperienced credit cardholders fall into is the conviction that they can charge anything to the card without any consequences. Yes, you can charge anything to the card, but should you? Here is a list of things you should not put on your card, and some things that you simply shouldn’t do […]

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Spotting Signs of Credit Card Addiction

January 13, 2011

Lacking in financial planning skills and constantly besieged by messages to buy, many Canadians become so used to making purchases with their credit cards that they soon reach a point where they can’t help it anymore. Unable to curb their spending, they end up incurring huge debts, ruining their marital life, wrecking their emotional health, […]

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How Credit Card Providers Hide Outrageous Interest Rates

January 10, 2011

The past twelve months saw unprecedented increase in the interest rates of credit cards. As new regulations imposed low caps on card fees, many issuers decided to compensate for their losses by cranking up their interest rates to historical heights. Thus, we became witnesses to Annual Percentage Rates of 36 percent, 47 percent and even […]

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Ten Places You Should Use Your Credit Card

December 29, 2010

When we make purchases, we have four basic ways of paying for them: cash, a personal check, debit or credit card. Each of them has its own advantages and disadvantages, which make it suitable in some situations, but not in others. Yet, if we had to choose one of these payment methods, which is suitable […]

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Avoiding Employee Abuse of Business Credit Cards

December 20, 2010

If you do not take the necessary measures, you may be faced with shocking abuse of employee credit cards. Every now and then, we hear of government employees who have abused this privilege, using taxpayers’ money to go on a holiday, buy cars and computers, gamble, and many more. These facts are enough to compel […]

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How to Avoid Credit Card Penalties

December 8, 2010

Nobody is immune to mistakes when making credit card payments. These include delaying payment, paying with insufficient funds (much like bounced checks), and exceeding your credit limit. What you may not be aware of is that the penalty rates charged by credit card companies can exceed 30 per cent. Annual percentage rates can double and […]

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Contactless Credit Cards Pose Fraud Risk

December 2, 2010

Contactless credit cards do not require swiping, inserting, or handling by a store employee. Thanks to their construction, featuring a special radio frequency identification chip (RFID), contactless cards allow to be scanned through the air and make for a swifter payment process than traditional cards or cash. Contactless cards, which are also known as ‘proximity […]

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Credit Cards for Couples

November 23, 2010

Canada is a country where marriage and family values are still highly treasured. We simply love familial life and all: mutual love, shared responsibilities, hard work, noisy evenings with the kids, crowded holiday feasts and the occasional little squabble. And statistics prove this: almost half of the Canadian adult population is married, while the divorce […]

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