Credit Card Canada - Canadian Credit Card Reviews and Applications

Credit Card Articles

American Express Canada Platinum Credit Card credit card reviews


American Express Canada Platinum Credit Card credit card details and credit card application link.

The American Express Canada Platinum Credit Card is a type of rewards credit card which earns air miles. First-time users earn a welcome bonus of 400 points. Every $10 spent on the card earn 1 reward mile if shopping at AIR MILES Sponsors, including the Northwest Airlines, the Canadian Business News Magazine, the Auto Plus & Auto Parts Plus, Today’s Parent Magazine, and many others. When shopping at non-participating locations, cardholders earn 1 reward mile for every $15 spent on the credit card. Points can be redeemed for a number of rewards, including travel, entertainment, leisure, and more. Redeeming the points is easy by just contacting the AIR MILES Customer Care Centre or online.

At present, this credit card is featured with an introductory interest rate as low as 2.99 percent. The promotional interest rate is valid over the first twelve months. After this period, the interest rate goes up to 19.99 percent. The introductory rate is valid as long as the cardholder makes the minimum monthly payments on time. The annual fee is $50, but no annual fee is paid during the first year. Supplementary cards are available at no added cost.

The American Express Canada Platinum Credit Card is featured with a variety of included benefits, among which purchase protection plan, buyer’s assurance protection plan, travel accident insurance, and others. Thanks to American Express’s assured reservations, cardholders are assured that their room will be waiting for them, no matter how late they arrive. The travel network coverage is another beneficial feature. There are more than 2,200 travel service centers of American Express around the world, which offer assistance to travellers. Other included benefits are 24/7 customer service, emergency card replacement, and car rental theft and damage insurance. The Front of the Line service allows cardholders to purchase tickets for theatre shows, concerts, and other special events before they are offered to the general public.

Only Canadian residents of the age of majority are eligible applicants. They should not have filed for bankruptcy for 7 years, and their income should be at least $15,000. Those who meet the conditions will find out that this credit card helps them stay organized thanks to the online tools that come with it. Cardholders can schedule payments, check their transaction history, set up payment remainders, and much more.

An alternative to the American Express Canada Platinum Credit Card is the Aspire World MasterCard, offered by Capital One. This financial product is suitable for persons who don’t carry a balance, have income of $70,000 or over, and would like to earn rewards points. New cardholders are entitled to a welcome bonus of 30,000 reward miles. Everything bought with the credit card earns 2 reward miles, and there is a anniversary bonus of 10,000 points. The card goes with a 19.8 interest rate on cash advances, purchases, and balance transfers and annual fee of $120. Among the many included benefits that go with the card are baggage loss insurance, flight delay insurance, travel accident insurance, trip interruption insurance, and more. Price protection and purchase assurance are also offered.


Credit Card Details
NameAmerican Express Canada Platinum Credit Card Apply Now
TypeAMEX
Interest Rate19.99%
Annual Fee$699
RewardsYes
Cash BackNo
AirlineYes
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeNo