Credit Cards for Exclusive Experiences, Promos, and Membership Rewards

by John Stevenson on October 5, 2014

With a selection of business and personal banking tools, Capital One offers business, investment, and borrowing solutions : http://capital-one-credit-card.creditcardreview.ca/ The bank features popular small business and consumer cards with introductory interest rates, unlimited cash rebates, bonus miles, and other added benefits.

Credit Rating and Options

The bank requires that customers provide their social insurance number to run a credit check. Borrowers with excellent credit have access to exclusive benefits such as zero introductory annual fee, 15 percent off at participating merchants, discounts on business purchases, and more. Business cards offer discounts on entertainment and dining, business services, office supplies and staples, and more. Brand-name merchants and hotels offer discounts on qualifying purchases. With secured credit cards, customers make refundable deposits and benefit from low annual fees. Customers are charged late payment and cash advance fees. Customers with poor credit improve their rating with time unless they exceed the limit or make late or no payments. Borrowers who exceed the limit see their credit score plummet. The bank offers a variety of credit cards with cashback and travel rewards. There are three business cards with welcome bonuses, no balance transfer fees, extra miles, customized spending limits, and a lot more. Miles can be exchanged for travel and airfare, gift cards, cash rebates, merchandise, and more. Secured and student cards are good options for customers who are new to credit. Student credit cards, for example, are offered to consumers with average credit and feature perks such as no annual fee, cash back on textbooks, gas, groceries, and other purchases, cashback bonuses for timely payments, and other perks. Customers are allowed to redeem cash online, by phone, and automatically for account credit, checks, and gift certificates. Specialty cards feature travel perks such as discounts at resorts, preferred seating, and others. Customers enjoy benefits such as wine and fine dining experiences, tickets for major football games and golf outings, and others.

Credit Cards and Other Borrowing Solutions

Business and consumer cards are suitable for purchases such as supplies and staples, groceries, and utility bills. Most credit cards help cover household expenses such as school lunches, meals out, property rent, child care, and others. Capital One offers other borrowing solutions – http://www.capitalone.ca/credit-cards/compare/ that are designed for large purchases, including auto loan refinancing, home equity lines of credit, business installment loans, and real estate term and equipment and vehicle loans. The bank features loans and refinancing options, including adjustable and fixed rate loans.

Comments on this entry are closed.

Previous post:

Next post: